Do bankruptcies clear student loans?Can My Student Loans Be Discharged in Bankruptcy? To successfully have your federal student loans discharged in bankruptcy, you will need to prove that repaying them would cause an "undue hardship." There is no standard definition of undue hardship, and each situation is up to the discretion of each bankruptcy court.
How much do you have to be in debt to file Chapter 13?To be eligible to file for Chapter 13 bankruptcy, an individual must have no more than $419,275 in unsecured debt, such as credit card bills or personal loans. They also can have no more than $1,257,850 in secured debts, which includes mortgages and car loans.
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