How do I settle my merchant cash advance?Here are a few steps you can consider taking.
- Consolidate the Debt With a Term Loan. If your credit is in good shape, consider applying for a term loan and use the proceeds to pay off your merchant cash advance. ...
- Apply for a Secured Loan. ...
- Settle the Debt. ...
- File for Bankruptcy.
What is MCA debt?A merchant cash advance (MCA) is a business financing option where you typically get a lump sum of money in exchange for a percentage of your future debit or credit card sales or income. Most businesses choose a merchant cash advance when they need quick capital or cash. ... It could put you out of business.
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